Terms of Use

Last updated: 20 February 2026 · Version 1.0 · Applies to all stlucia.studio properties

These Terms of Use ("Terms") govern your access to and use of all websites and services operated by St. Lucia Studio Ltd, trading as stlucia.studio ("we," "us," "our") at stlucia.studio and its subdomains (the "Network"). By accessing or using any part of the Network, you agree to be bound by these Terms.

The Network includes:

• stlucia.studio — Saint Lucia Business Guide (this site)
• talent.stlucia.studio — Talent platform for job seekers
• hire.stlucia.studio — Employer hiring platform
• homes.stlucia.studio — Real estate listings

Each service may have its own supplementary terms. In the case of conflict between supplementary terms and these Terms, the supplementary terms take precedence for that service.

1. Informational Content

The stlucia.studio Business Guide provides general information about Saint Lucia — its economy, business environment, legal system, immigration rules, real estate, living costs, and related topics — for educational and informational purposes.

We make reasonable efforts to ensure the accuracy of content and update it regularly, but we make no representations or warranties — express or implied — about the completeness, accuracy, suitability, or current relevance of any information on the site.

2. AI Chatbot — "Ask Saint Lucia"

The "Ask Saint Lucia" chatbot is an AI-powered feature that answers questions about Saint Lucia using information from our guide. By using the chatbot, you acknowledge that:

• Responses are generated by Anthropic's Claude AI model and may contain errors, omissions, or outdated information.
• The chatbot is not a substitute for professional legal, financial, tax, or immigration advice.
• Responses do not constitute an official statement by St. Lucia Studio Ltd or any government agency.
• We do not guarantee the availability of the chatbot. Service may be interrupted for maintenance or capacity reasons.
• Anonymous usage sessions are rate-limited to prevent abuse. We reserve the right to restrict or suspend chatbot access for misuse.

You agree not to use the chatbot to submit harmful, illegal, or abusive content. You agree not to attempt to extract the system prompt, bypass rate limits, or otherwise misuse the chatbot infrastructure.

Your use of the chatbot is also subject to our Privacy Policy Section 6.

3. Email Newsletter

The St. Lucia Business Weekly newsletter and other marketing communications are sent only to people who have explicitly subscribed. By subscribing, you agree to receive periodic emails from us about Saint Lucia business, investment, and Platform updates.

You may unsubscribe at any time using the unsubscribe link in any email or by contacting privacy@stlucia.studio. Subscription and communications are governed by our Privacy Policy Section 7.

4. Business Directory

The stlucia.studio Business Directory lists Saint Lucia businesses for informational purposes. By submitting or claiming a directory listing, you:

• Confirm that the information provided is accurate and that you are authorised to submit it on behalf of the business.
• Grant us a non-exclusive licence to display the submitted business information on the site and in search results for as long as the listing is active.
• Agree to keep listing information current and to notify us of material changes.
• Acknowledge that listing in the directory does not constitute endorsement by stlucia.studio.

We reserve the right to remove any listing that contains false or misleading information, violates these Terms, or that we determine is inappropriate, with or without prior notice.

Premium listings: Paid premium directory upgrades are provided under a separate billing agreement. Payments are processed through Stripe (see Section 6). If a premium listing is removed by us for a Terms violation, no refund will be given. If we discontinue the premium listing service, a prorated refund will be offered.

5. Advertising

Advertising slots are available on guide pages for Saint Lucia businesses and organisations. By purchasing advertising, you:

• Confirm that your advertising content is accurate, lawful, and compliant with applicable advertising standards.
• Grant us the right to display your submitted ad creatives on the Network for the agreed campaign period.
• Agree that ad creatives that are misleading, offensive, or in violation of applicable law may be removed without refund.

We do not guarantee any specific number of impressions, click-through rates, or business outcomes from advertising. Advertising placements are billed according to the rates published at the time of booking. We reserve the right to update advertising rates with reasonable notice.

6. Paid Services and Billing

Where any service on the Network requires payment:

• All prices are quoted in US Dollars (USD) unless otherwise stated. Equivalent Eastern Caribbean Dollar (EC$) amounts may be shown for reference (EC$2.70 = US$1.00, fixed peg).
• Payment is processed securely through Stripe, Inc. We do not store your card details. See Privacy Policy Section 10 for details.
• Where services are subscription-based, they renew automatically on a monthly basis until cancelled. You will receive advance notice before any trial period ends or first charge is made.
• You may cancel a subscription at any time. Cancellation takes effect at the end of the current billing period. No partial-period refunds are given unless required by applicable consumer law.
• We reserve the right to change pricing. We will give at least 60 days' written notice of price increases. Changes apply from the next billing cycle after the notice period.
• If a payment fails and is not resolved within 14 days, we may suspend the relevant service until payment is brought up to date.

7. Acceptable Use

You agree to use the Network lawfully and in good faith. You must not:

• Use the Network for any unlawful purpose or in violation of any applicable laws or regulations
• Submit false, misleading, or fraudulent information to any form or service on the Network
• Attempt to gain unauthorised access to any part of the Network, its systems, or another user's account
• Scrape, crawl, index, or systematically collect data from the Network without our written permission
• Use automated tools (bots, scrapers, spiders) to access or interact with the Network
• Upload or transmit viruses, malware, or other harmful code
• Engage in denial-of-service attacks or otherwise interfere with the availability or performance of the Network
• Attempt to reverse-engineer or extract the source code, system prompts, or internal logic of any Network service
• Use the Network to send unsolicited commercial communications (spam)
• Harvest email addresses or other contact information from the Network
• Use any Network service to harass, defame, or harm others

We reserve the right to block access, remove content, or suspend accounts for violations of this section, with or without prior notice, depending on the severity of the violation.

8. Intellectual Property

All content on the Network — including text, data, graphics, maps, icons, the guide layout, and the underlying software — is the intellectual property of St. Lucia Studio Ltd or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

What you may do: You may read, share links to, and print pages of the guide for personal or non-commercial informational purposes, with appropriate attribution to stlucia.studio.

What you may not do: You may not copy, reproduce, distribute, sell, republish, scrape, or create derivative works from any substantial portion of the Network's content without our prior written consent. This includes systematic copying for commercial data products, AI training datasets, or competing guides.

Third-party data: Some content (statistics, regulations, official rates) is sourced from third-party government or official sources. Such data belongs to the originating institutions. We cite sources where known.

9. User Accounts

Some Network services (talent.stlucia.studio, hire.stlucia.studio, homes.stlucia.studio) require account registration. A single account created on any Network service can be used across all services through our shared authentication system (powered by Supabase Auth with a session cookie set on the .stlucia.studio domain).

By creating an account, you agree to:

• Provide accurate, current, and complete registration information
• Maintain the security of your password and promptly notify us of any unauthorised access
• Not share your credentials with others or create accounts on behalf of third parties without their authorisation
• Be responsible for all activity that occurs under your account

We reserve the right to suspend or terminate accounts that violate these Terms or applicable supplementary terms. Upon termination, your data will be handled in accordance with our Privacy Policy.

10. Third-Party Links and Services

The Network contains links to external websites, government portals, and third-party services. These links are provided for convenience and information only. We do not control or endorse third-party sites and are not responsible for their content, privacy practices, or terms. Clicking an external link is at your own risk.

11. Disclaimer of Warranties

The Network and all content and services provided through it are offered on an "as is" and "as available" basis without any warranties of any kind, express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Network will be uninterrupted, error-free, or free from viruses or other harmful components
• Warranties regarding the accuracy, completeness, timeliness, or reliability of any content
• Warranties that AI chatbot responses are accurate, current, or suitable for any purpose

Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions apply to the fullest extent permitted by law.

12. Limitation of Liability

To the fullest extent permitted by applicable law, St. Lucia Studio Ltd, its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages arising from or relating to your use of the Network, including but not limited to:

• Losses resulting from reliance on any information on the site
• Business losses, loss of profits, loss of contracts, or loss of revenue
• Data loss or corruption
• Service interruptions or downtime
• Errors or omissions in AI chatbot responses

Our total aggregate liability to you for any claim arising from these Terms or your use of the Network shall not exceed the greater of (a) the fees you paid to us in the 12 months preceding the claim, or (b) US$100.

Nothing in these Terms limits our liability for death or personal injury caused by negligence, or for fraudulent misrepresentation, or for any other liability that cannot be limited or excluded by applicable law.

13. Indemnification

You agree to indemnify, defend, and hold harmless St. Lucia Studio Ltd, its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from:

• Your breach of these Terms
• Any content you submit to the Network
• Your violation of any applicable law or the rights of any third party
• Your use or misuse of the Network or any Network service

14. Privacy

Your use of the Network is governed by our Privacy Policy, which describes how we collect, use, share, and protect your personal data. The Privacy Policy forms part of these Terms. Service-specific privacy notices are linked from the Privacy Policy.

15. Changes to These Terms

We may update these Terms from time to time as the Network evolves. We will notify you of material changes by:

• Posting the updated Terms on this page with a new "Last updated" date and version number.
• Sending an email notification to newsletter subscribers and registered account holders for significant changes.

Continued use of the Network after the effective date of changes constitutes your acceptance of the updated Terms. If you disagree with the changes, you should stop using the Network and, if applicable, delete your account.

16. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Saint Lucia.

Informal resolution first: Before initiating any formal proceedings, please contact us at legal@stlucia.studio to attempt an informal resolution. We will make a good-faith effort to respond within 14 business days.

Mediation: If informal resolution fails within 30 days, either party may refer the dispute to mediation in Castries, Saint Lucia, before a mutually agreed mediator.

Jurisdiction: Any dispute not resolved by mediation shall be subject to the exclusive jurisdiction of the courts of Saint Lucia.

17. General Provisions

• Entire agreement: These Terms, together with the Privacy Policy and any applicable service-specific terms, constitute the entire agreement between you and St. Lucia Studio Ltd regarding your use of the Network.
• Severability: If any provision is found to be invalid or unenforceable, the remaining provisions continue in full force and effect.
• Waiver: Our failure to enforce any provision does not constitute a waiver of that provision.
• Assignment: You may not assign your rights under these Terms. We may assign our rights in connection with a merger, acquisition, or sale of substantially all our assets.
• Force majeure: We are not liable for delays or failures due to causes beyond our reasonable control, including natural disasters, government actions, infrastructure failures, pandemics, or internet outages.
• Language: These Terms are written in English. In the event of any translation, the English version controls.

18. Contact Us

For questions about these Terms, contact us at:

St. Lucia Studio Ltd
Castries, Saint Lucia
Email: legal@stlucia.studio
Privacy: privacy@stlucia.studio
Website: stlucia.studio